IRA and a minister

[tdattomo]

I am preparing a minister's tax return.  He has excess housing allowance of $246.00, and $400.00 for a funeral that he ministered.  He also has $3,000 of wages in box one and zero in box 3 and 5 (he is in a 403(b) situation). 

TurboTax is only allowing him to have an IRA of $246.00.  Which is the excess housing allowance

I can't understand why it won't count the $400.00 from the schedule C in the IRA computation.  Any ideas?

[RobertB4444]

@tdattomo  Do you have any expenses on that schedule C?  That's only earned income if you don't wipe it out with expenses.