inputting SSA-1099

Forum|Forum|4 months ago
February 4, 2026
2 replies
15 views

After I input my SSA-1099, it appears it's taxed. The next question asks if I am a US citizen and live abroad in certain countries. I answered "no" because I didn't live abroad but Im a US citizen. But if I answered "yes" it appears my ssa income isn't taxed. I thought I was not being taxed on my ssa income. Can someone please explain? Thanks

Best answer by MinhT1

Expert Reviewed

Social Security income may be partially taxable depending on your filing status and the level of your combined income, including Social Security income.

Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:

Married Filing Jointly - $32,000
Single or Head of Household - $25,000
Married Filing Separately - 0

TurboTax will automatically calculate the taxable part of your Social Security income using the IRS formula.

Please read this TurboTax blog on the taxation of Social Security benefits.

MinhT1Answer

Level 15

Expert Reviewed

Social Security income may be partially taxable depending on your filing status and the level of your combined income, including Social Security income.

Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:

Married Filing Jointly - $32,000
Single or Head of Household - $25,000
Married Filing Separately - 0

TurboTax will automatically calculate the taxable part of your Social Security income using the IRS formula.

Please read this TurboTax blog on the taxation of Social Security benefits.

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DoninGA

Level 15

Expert Reviewed

If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.

Standard deductions for 2025

Single - $15.750 add $2,000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older

New Bonus Standard Deduction (OBBB):
An additional $6,000 deduction for taxpayers 65 and older.
This is per eligible individual, meaning a married couple both over 65 could get $12,000.
Important: This bonus deduction is temporary, lasting from 2025 through 2028.
Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b

Look at your Form 1040 -

You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

xmasbaby0

Level 15

You trusted/misunderstood a bunch of political blather about "no tax on Social Security" -- but that is not how the tax law changes turned out. Social Security is still taxable. Instead of "no tax" on your SS, for the next several year there is a "senior deduction" as already described above.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**