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Returning Member


How much income can you make at age 62 and collect Social Security. And do 401k contribution go toward that income because it's not taxable.
3 Replies
Employee Tax & Finance Expert


You can make as much money as you wish and still collect SS. The amount you earn impacts whether that income is taxable or not. So keep earning!

Re the 401k contributions? Not taxable so does not impact SS at all.

Good luck!

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Returning Member


I was on SS disability until I turned 66 and now I am receiving regular SS income.  I work part time.  How much money can I earn before it is dipped into my SS income?

Level 15


There are 2 different things to know about social security. People get them mixed up all the time.


1. Your actual SS checks

If you are over full retirement age your actual ss checks won't be reduced. Otherwise they will actually reduce your payments if you make too much other income in the prior year. See SS FAQ for working after retirement


2. Income Tax

For any age up to 85% of Social Security becomes taxable when ALL your other income plus 1/2 your social security reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0


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