I recieved a 1099R for a inheritance . The bank that did this took out 20 percent for fed tax. There is a spot on here asking for a RMD? Should that be 0 ?

[terryvgta]

This was a inheritance.

[JamesG1]

Beneficiaries of retirement plan and IRA accounts after the death of the account owner are subject to required minimum distribution (RMD) rules. 

A beneficiary is generally any person or entity the account owner chooses to receive the benefits of a retirement account or an IRA after they die. 

To review your circumstances, see IRS Retirement topic and How beneficiary RMDs are determined.