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Level 1
February 27, 2024
Question

I receive social security Disability

  • February 27, 2024
  • 2 replies
  • 20 views

how do I enter my ssa-1099-sm. I was told disability was not taxed

    2 replies

    VolvoGirl
    Level 15
    February 27, 2024

    Do you have any other income? If you only get SS or SSDI it is not taxable and you don't have to file a return.  If you are married and your spouse has income you have to enter your SSDI.  

    Enter a SSA-1099, SSA-1099-SM or RRB-1099  under

    Federal Taxes on the left side or top

    Wages and Income

    Then scroll down to Retirement Plans and Social Security

    Then the second line - Social Security (SSA-1099. RRB-1099) - click the Start or Revisit  button

     

    Up to 85% of Social Security becomes taxable when all your other income plus 1/2 your social security, reaches:

    Married Filing Jointly: $32,000

    Single or head of household: $25,000

    Married Filing Separately: 0

    DaveF1006
    Level 15
    February 27, 2024

    Yes. This is how to enter your income.

     

    1. Open (continue) your return in TurboTax.
    2. In the search bar, search for the term Social Security benefits and then select the Jump to link at the top of your search results.
    3. On the screen Did you receive Social Security or Railroad Retirement benefits in 20XX? answer Yes and select Continue.
    4. On the next screen, check the box beside Social Security benefits (Form SSA-1099), then enter the amounts from your form(s) in the boxes provided.

    Social Security Disability income is usually not taxable but it could be if it is combined with other income.  For an example, if you take the full amount of your other income,  combine this with 1/2 of your disability income, and if the combined income is between $25,000-$34,000, your disability income could be taxed up to 50%.  If over $34,000, it may be up to 85% taxable.

     

    If all you have is Social Security Disability income, then none of this is taxable.

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