I have a 1099-R for a Roth account I cashed in. I'm being charged by Turbo Tax for the gross distribution not the taxable amount. How do I fix that

[DavidD66]

After you enter your 1099-R for your Roth IRA distribution, you will be asked a series of questions by the program.  Your answers to these questions will determine how, if any of your distribution is taxable.  Among the questions you will be asked are:

• Was this distribution from a Roth IRA?
• Owned Any Roth IRA for Five Years?
• Enter Prior Year Roth IRA Contributions.  Enter all Roth Contributions prior to 2024. 

There are a number of other questions that may impact how much of your distribution is taxable, those above are key.