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The earnings are taxable in the year the contribution was made. You can check with your financial institution but since you made the contribution in 2025 for 2024 they most likely will issue you a 2025 Form 1099-R with code 8 and J in 2026. This will be entered next year on your 2025 return.
If you entered a Roth IRA contribution on your 2024 return then please make sure you enter that you withdrew the excess contribution in the IRA contribution interview:
Note, if the financial institution issues you a 2025 Form 1099-R with code P and J instead then you will have to include it on your 2024 return.
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