How do I know if my money on the 1099-R form is from my ROTH IRA?

[timmyavabennynor]

Do I need to contact my employer about this?

[TomYoung]

A Form 1099-R almost always indicates the account number from which the distribution is taken.  Can't you just look at that and see what account it came from?

[dmertz · Accepted solution]

A regular distribution from a Roth IRA will have code J, T or Q in box 7.

Your employer doesn't have anything to do with a Roth IRA (except for possibly providing direct deposit of a portion of your pay, but it's still a personal IRA, not an employer plan).  Is this perhaps some other type of Roth account?  A distribution from a Roth account in a qualified retirement plan will include code B or H in box 7.

If the Form 1099-R includes code B in box 7, you MUST answer No if TurboTax asks if the distribution is from a Roth IRA; under these circumstances the question is a trick question that serves no valid purpose.