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Level 1
March 7, 2026
Solved

Getting an error for distribution code in box 7 on 1099R, who needs to fix it?

  • March 7, 2026
  • 1 reply
  • 75 views
form says 2B, error coded says there is no Code B for this exempt Roth IRA
Best answer by dmertz

Expert Reviewed

The code B indicates that this distribution is from a designated Roth account in an employer plan like a 401(k), not from a Roth IRA.  A 401(k) is not an IRA.  When TurboTax unnecessarily asks if the distribution is from a Roth IRA you must answer No.  Go back and correct the answer that you made to this question.

1 reply

dmertzAnswer
Level 15
March 7, 2026

Expert Reviewed

The code B indicates that this distribution is from a designated Roth account in an employer plan like a 401(k), not from a Roth IRA.  A 401(k) is not an IRA.  When TurboTax unnecessarily asks if the distribution is from a Roth IRA you must answer No.  Go back and correct the answer that you made to this question.