For 2017 spouse and my modified AGI is <$189000, spouse had a earned income of $5500 for 2017 but did not had retirement plan at work. Can I contribute to my spousal IRA?

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Yes, you can open an account under her name and deposit the money.

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Yes, you can open an account under her name and deposit the money.

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For 2017 spouse and my modified AGI is &lt;$189000, spouse had a earned income of $5500 for 2017 but did not had retirement plan at work. Can I contribute to my spousal IRA?