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Excess RMD for 2025

My distributions from my IRA exceeded the 2025 RMD. Turbotax asks, "How much of this distribution applied to your December 31, 2025 RMD?" I'm not sure what to answer. My RMD was satisfied, but my distributions exceeded the RMD. How do I answer that?

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2 Replies
DavidD66
Employee Tax Expert

Excess RMD for 2025

I suggest you enter the same amount as the distribution.  It is not used for anything other than the software determining whether or not you met your RMD.  What you enter is not used on your tax return.  Entering the same amount as the distribution keeps it simple.  

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Excess RMD for 2025

Thanks for the answer.

On a different IRA, I missed making my 2025 RMD. Could the excess 2025 RMD on this IRA be counted as satisfying my total 2025 RMD (all IRA's)?

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