Entering IRA contribution

[Ravi Ammamuthu]

Hello There,

I contributed $8000 ( aged above 50) in the year 2025 to Traditional IRA and then immediately converted the same to Roth IRA. 

I did receive form 1099 R and I entered the info about this in the income section. I have question when I fill in the deduction section. 

1) In this scenario, do I need to enter anything for Traditional or Roth IRA in the deduction section
2) If I don't enter this for the Traditional IRA, then my taxes are becoming higher and hence this question.

Tell us about your IRAs
Here I check marked for Traditional IRA and not the Roth IRA

Enter the total amount of contributions you put into a traditional IRA for 2025, even if you later transferred some or all of it to a Roth IRA. Learn more

Total 2025 traditional IRA contributions , 

Here I entered $8000

Ravi's Traditional IRAs

Did you recharacterize any of the traditional IRA contributions for 2025 over to a Roth IRA contribution?
Here I said No

IF I do the above,  I get $14545 as return. If don't enter anything for the traditional IRA, then I get only $11,500 as return. So I am tryiing to get the max return but at the same time, I want to do the right thing.

3)What are all the sections or places I need to enter when I contributed to Traditional IRA, converted to Roth IRA and received 1099 R

Regards,

Ravi

[baldietax]

yes you need to enter the traditional IRA contribution.  think of the backdoor Roth as 2 separate transactions, a non-deductible contribution (in Deductions & Credits section) and then the IRA conversion (under Wages & Income) and they get linked together on Form 8606, but you need to be careful to answer all the questions in both sections.

Then check the outcome on Form 8606 and you should be seeing $0 on Line 4b of your 1040 assuming no other taxable distributions (assuming the conversion exactly matched the contribution, sometimes there is a delay in the conversion and little bit of earnings get taxed).

Here are the instructions from Turbotax on this:

https://ttlc.intuit.com/turbotax-support/en-us/help-article/retirement-benefits/enter-backdoor-roth-...