Although you haven't paid any mortgage interest yet, you may receive the form, if you paid property tax through your escrow account, mortgage insurance or paid any points at closing. If you unsure, contact your lender.
However, there may be nothing for you to
claim on your tax return for the tax year 2016.
Since you didn't pay the
mortgage interest in 2016, claiming your real estate taxes, mortgage insurance or points (if applicable) may not make a difference on your tax return. All those
expenses are part of your itemized deductions, but it is often not enough to
claim them without claiming mortgage interest.
You may enter all of your
itemized deductions into TurboTax, the program will let you know if you are better of using
them or using standard deduction (fixed amount set by the IRS) to reduce your
taxable income. Next year, once you will have mortgage interest that you can
claim, the situations may be different.
I'm including some information
about itemized deductions and standard deduction.
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