Calculate FERS RMD?

[cr111um]

How do I calculate a FERS RMD?

[VolvoGirl · Accepted solution]

It's whatever they send you. Say all of it is the RMD. If you are 73 it will ask you if it is the RMD. Say yes and enter the amount as the RMD amount. The pension doesn't need to calculate any RMD. Anything your pension pays you is considered to be the RMD. Traditional pensions automatically fulfill the rules of an RMD.  So just enter the same amount in box 1 for the RMD.

Another user said….. The monthly pension payments are required distributions that are ineligible for rollover, so these, by definition, are RMDs.

[cr111um]

Once I understood that FERS is a defined benefit plan, your answer made sense.  Thanks for the clarity of your response.