60 day rollover timing

[jcreynolds183]

I did a 60 day rollover in 2022. I received the funds in August and replaced them in October.  If I want to do another 60 day rollover next year, when will I be permitted to? After the October replacement date, or after the August withdrawal date? 

[Anonymous_]

@Mike9241 

[dmertz · Accepted solution]

After the August withdrawal date.  The limitation period is defined relative to the date of the distribution, not the date of the rollover contribution.

[jcreynolds183]

Thank you! So, if the funds hit my account on, say 8/18/22, I would need to wait until at least 8/19/23? 

[dmertz]

Yes.