1099-Q QTP to Roth

rmdesantis55 · ‎February 17, 2026

My son did a conversion in 2025. The turbo tax form shows an error that the program hasn't been setup yet to accommodate this. Is there any estimate when this might be updated?

MarilynG1

The 529 funds that were converted to a Roth IRA don't get entered into TurboTax. Since this is a non-deductible rollover contribution, you need to track it yourself with Form 8606 to keep it non-taxable. Also, if you're the recipient of the 1099-Q and your son is the beneficiary, the IRA contribution may be for him and he'll track it himself.

If the 1099-Q distribution was used for qualified education expenses, you don't need to enter it into your return, if you claim him as a dependent. Here's more info on Form 1099-Q.

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View solution in original post

MarilynG1

The 529 funds that were converted to a Roth IRA don't get entered into TurboTax. Since this is a non-deductible rollover contribution, you need to track it yourself with Form 8606 to keep it non-taxable. Also, if you're the recipient of the 1099-Q and your son is the beneficiary, the IRA contribution may be for him and he'll track it himself.

If the 1099-Q distribution was used for qualified education expenses, you don't need to enter it into your return, if you claim him as a dependent. Here's more info on Form 1099-Q.

@rmdesantis55

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"