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Level 2
January 26, 2026
Question

RMD

  • January 26, 2026
  • 1 reply
  • 137 views

I have 3 IRAs and took all RMD from one account.   Because I didn't take any distribution from 2 accounts I have no 1099R from them.   Turbo tax calculates a penalty and asks if you want to file waiver.  Is this the only way to indicate you have taken the correct entire RMD?

    1 reply

    JohnB5677
    Level 15
    January 26, 2026

    You can take the entire RMD from a single account: 

    • However, in the interview, the question is asked about how much you are required to take for an RMD. 
    • This should reflect the total amount.
    • You should not post anything for the other two accounts if there was no distribution.
    • The amount required should equal the amount withdrawn.
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