TurboTax

File with experts
File your taxes
Experts at your fingertips

An expert helps with your taxes, or does them for you
TurboTax Expert Full Service

TurboTax Expert Assist

TurboTax Self-Employed
Prior year taxes
File myself
File myself
Do it yourself

We'll guide you step-by-step
TurboTax Do It Yourself

TurboTax Self-Employed

TurboTax Desktop
TurboTax Free

Activate your product

Prior year taxes
Business
Business
Business taxes

Get your T2 corporate return done right, your way
TurboTax Business

TurboTax Business Desktop
Tax situations
Tax situations
Tax situations

Find extra guidance for your big life moves
For investors

For 25 and younger

For self-employed

For new to Canada

For life changes
Resources
Resources
Resources

Explore tax tools, get tips, and read reviews
Personal income tax calculator

RRSP savings calculator

Learning hub

TurboTax support (FAQ)

TurboTax community
Pricing

user17610548198

Level 1

Question

IRA conversion to Roth

1 reply
39 views

If I convert $11,600 of my traditional IRA into a Roth IRA next year, how will this affect my tax bill? I'm currently in the 12% tax bracket with an AGI of about $85000 and am single

Ask the Experts - Navigating - Oct 2025

Employee Tax Expert

Employee Tax Expert

It will really depend on your other credits and deductions as well. We can assume a Standard Deduction for a Single filer of $15,750 for 2025. That amount would be subtracted from your AGI amount. And it will bump up any income over $48,475 and below $103,350 into the 22% tax bracket (for a Single filer). It's a tiered system (brackets of income levels and related tax rates). And here are the 2025 tax brackets.

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"