Skip to main content
Level 1
March 19, 2026
Question

How do I change My RDM?

  • March 19, 2026
  • 1 reply
  • 32 views
I inherited an Ira from my mom who died at 90. She was born in 1933. I’m 71 and I was asked what the RDM was for me and I put in $500 just to get to next screen. I withdrew her entire Ira.

1 reply

Level 15
March 19, 2026

You don't need to change it.  The amount you enter for your RMD is only used to calculate a penalty if you don't take some or all of your RMD.  If you took a distribution of 100% of the inherited IRA then you definitely met the RMD for that IRA.   

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"