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Level 1
January 29, 2026
Question

Annuity

  • January 29, 2026
  • 1 reply
  • 9 views

Is the gross distribution on my 1099-R the same as the "RMD due by December 31, 2025"?

    1 reply

    DawnC
    Level 15
    January 29, 2026

    No, Form 1099-R doesn't show your required minimum distribution (RMD).   If you receive regular pension payments, the 1099-R amount generally satisfies all of your RMD.

     

    To confirm the amount of your RMD, refer instead to your Form 5498.  If you’ve reached the age for RMDs, and you didn’t receive Form 5498, contact your plan administrator.

     

    For more info about RMDs and when they're required to start, see What are required minimum distributions (RMD)?

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