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@CP058 , my personal favorite is Windows download of Home & Business. This covers the most complex cases and all the data is available on your own machine for future ref/usage. Of course this is bit expensive.
Thank for the response. That is what I did for years, but defaulted to the online the last two years, but the default is premium, for $209. The downgrade option goes to basic. The must not offer the Home and Business on line. I can (& will) purchase and download the Home & Business for $95. Hopefully my data will transfer in.
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