Roth

Forum|Forum|2 months ago
March 21, 2026
1 reply
1 view

In 2025 I had 30,000 in earned income my husband was retired and had no income.

We are filing married jointly based on our age we can contribute 8,000 into a Roth.

Question is can I do a spousal Roth 8,000 for my husband and another 8,000 for myself. Can I do both or just one for a total of 16,000?

TurboTax Basic Windows

Bsch4477

Level 15

If both of you are over age 50 each of you can contribute $8,000 to your Roth IRA.

AnnetteB6

Level 15

To answer the second part of your question, you cannot make a single contribution of $16,000 to your Roth IRA. That would be an excess contribution since the limit is $8000 per person per year to either a Traditional IRA or Roth IRA or a combination of the two.

@Nessie10

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