Right Time To Refinance

[Brownse1]

My credit score a year ago when I bought my house granted me a high 5.675% loan. Since then my score has risen to 747 and I’d like to look in to refinancing to get the lowest interest rate possible. What credit score do I need to get the lowest rate?

[tagteam]

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@Brownse1 wrote:
What credit score do I need to get the lowest rate?

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760 or better. See https://www.creditkarma.com/advice/i/fico-score-mortgage/

[NCperson]

Yeah, but given how rates have fallen over the last 2 months, best to refi now!!!!

By the time you get your score higher, rates may be higher as well