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[xmasbaby0]

That is a question for the lender.   We are here to answer income tax questions and help with the tax software.

However----you did not file "my" taxes----you filed a joint return with your spouse ---- and his Social Security disability was required to be entered on that joint return.

[DianeW777]

This is a question you must ask a lender. From a tax perspective you would be wise to file a joint return to receive the best tax advantage for your situation as you have indicated you are doing.

We can assist with your tax return preparation however we are not able to answer financial or lending questions on this TurboTax platform.