I have an IRA account at a major brokerage. I take out monthly distributions from this account. In the middle of 2025, I purchased an annuity using half of the funds from this account and began receiving monthly annuity payments. I also continued taking monthly payments from the IRA. I received 1099-Rs from both the brokerage and the annuity company. The brokerage company reported to me my RMD for 2025 based on the IRA balance Dec 31, 2024. My actual 2025 IRA distributions were less than the reported brokerage RMD, but my combined monthly annuity and brokerage distributions exceed the brokerage RMD amount. What amount do I report in Turbotax when it asks me what my required RMD for both the IRA and, separately, the annuity are? If I report the brokerage RMD in Turbotax, it thinks I underpaid my RMD for 2025 and wants to assess me a penalty. What number will the IRS use for both accounts? Help.