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ok yes I suppose anything is possible, reflecting on 2025 they've been pretty aggressive cutting bait on Win 10 (waffling on security but basically saying they didn't expect enough uptake on ESU - see post below), ItsDeductible (apparently only 100k users), also Desktop Basic edition (no idea user count but presumably the easiest overlap with online).  Desktop user base declines 4-5% annually, down to 4.3mil as of July 2025 and these changes will probably add up to another big leg down in the next year, while online revenue keeps on trucking.  No idea the Mac share, 25% on average in the US? - so not impossible for them to say the same thing about Mac at some point.  We'll have to see.  Meanwhile personally I'll keep riding the train as far as it goes (provided they don't screw up the 1099 workflow any more)   https://investors.intuit.com/news-events/press-releases/detail/1266/intuit-reports-strong-fourth-quarter-and-full-year-fiscal-2025-results-sets-fiscal-2026-guidance-with-double-digit-revenue-growth-and-continued-operating-margin-expansion   https://ttlc.intuit.com/community/articles/community-news-announcements/turbotax-windows-10-desktop-software-end-of-life/05/3708302

You mean you want to downgrade to a lower version?  To go back to a lower version or the Free Edition you can try to clear and start over https://ttlc.intuit.com/community/using-turbotax/help/how-do-i-clear-and-start-over-in-turbotax-online/00/26444 If you started your tax return in TurboTax Free Edition (Form 1040 with limited credits; roughly 37% of taxpayers qualify), you won't need to clear and start over. You can select Switch to Free Edition instead. In the Turbo Tax Free Edition, information that you can enter is limited now.  Why do I have to upgrade from the Free Edition? https://ttlc.intuit.com/community/upgrading/help/why-do-i-have-to-upgrade-from-free-edition/00/26379 Or try the IRS Free File program https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free

Then if they took out 20% you might get the excess back when you file your tax return.    You will get a 1099R in January to enter into your tax return.    You don't actually pay the tax or the 10% penalty (you pay a 10% early withdrawal penalty if you are under 59 ½). You have taxes withheld like from your paycheck. You still have to enter the whole gross amount (before taxes were withheld) with your other income to figure out the total tax (and it may put you into a higher tax bracket) and then the withholding is subtracted from the total tax to figure your refund or tax due. The Gross amount shows up on 1040 line 4a or 5a and the taxable amount on 4b/5b. The withholding will show up on 1040 line 25b.

Where?  Did the 401K plan take out 20% for taxes when you withdrew it?  Or is your tax return taxing you 20% or giving you the 10% early withdrawal pentaly?  When did you turn 60?  Had to be  over 59 1/2 when you withdrew it.  

My W2 withholdings for 2025 is less than 2024.  As an independent contractor in healthcare, I am not even sure what to deduct.    I have never used a CPA service besides doing turbotax myself since I was strictly a W-2 income until this year.  What are red flags for a bad CPA?  I would need to start an LLC first to get to an S-corp in Virginia.  Is it too late to start an LLC since I already made income as an independent contractor? 

That is a SSA-1099.  Enter a SSA-1099, SSA-1099-SM or RRB-1099 under Federal Taxes (Personal for Home&Business) Wages and Income Then scroll down to Retirement Plans and Social Security Then the second line - Social Security (SSA-1099. RRB-1099) - click the Start or Revisit button