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You cannot tell TurboTax that you have ICHRA through your employer, this is a situation that TurboTax does not support.  In order to make changes, you would need to go back to the 1095-A entries and chance column B to $0.  This will make any Premium Tax Credit you received repayable.  You will then need to print and mail your return with a statement attached to form 8962 stating that you were not eligible for the Premium Tax Credit.  There is not a spot on form 8962 to indicate that you are not eligible for the PTC.    If you did not receive the premium tax credit, you may still need to print and mail the return with the statement due to the fact that the IRS has no way to no that you are not eligible due to reasons that are not based on income.  So if you would send in your form electronically, it is possible the IRS would make an adjustment, without the statement, to correct your return and refund you the PTC. 

Based on California rules and Medi-Cal policies, it does not appear that claiming your aunt as a dependent will affect her Medi-Cal eligibility. To claim her as a dependent on your tax return, she must meet the basic IRS requirements. You must provide more than half of her total support to claim her as a dependent. See the links below for rules for claiming dependents.   For Medi-Cal, when you claim an adult relative who is not your child or spouse, she is still considered a "household of one." Your income is not automatically assigned to her. So your income  level should not impact her eligibility. You can call your local Med Cal office to verify this. See contact information here: Contact Us.   Medi-Cal does not use tax dependent status to determine services for adults who are not children or spouses of the filer.   See Also:   Rules for Claiming Dependents on Taxes Who Can I Claim as a Tax Dependent? How Do I Claim Someone as a Dependent on Taxes? Please return to Community if you have any additional information or questions and we would be happy to help.

I would like to take a deeper look at this. However, I need a diagnostic file which is a copy of your tax return that has all of your personal information removed. You can send one to us by following the directions below:   TurboTax Online:   Sign into your online account. Locate the Tax Tools on the left-hand side of the screen. A drop-down will appear. Select Tools On the pop-up screen, click on “Share my file with agent.” This will generate a message that a diagnostic file gets sanitized and transmitted to us. Please provide the Token Number that was generated in the response.   TurboTax Desktop/Download Versions:   Open your return. Click the Online tab in the black bar across the top of TurboTax and select “Send Tax File to Agent” * This will generate a message that a diagnostic copy will be created.  Click on OK and the tax file will be sanitized and transmitted to us. Please provide the Token Number  (including the dash) that was generated in the response.   *(If using a MAC, go to the menu at the top of the screen, select Help, then, “Send Tax File to Agent”)  @tonyjag 

Enter it as if you have a 1099-INT for it.    You don't need the form to enter your interest income.   What if I didn't get Form 1099-INT from my bank?     SKIP the import option and choose to type it in myself.  

Yes, this is an Office of Personnel Management CSF-1099-R.   So how do I exclude the $5000? Are you suggesting I don't need to report the first $5,000 of the gross distribution even though it is within box 1? The death didn't occur during work, it was after separation/retirement. I am receiving the annuity as part of the divorce proceedings.  There was some federal tax withheld during the year because I was receiving a FERS supplemental annuity for part of the year until I aged out of it. I still receive the survivor annuity.   Thank you. I find this reporting very confusing.

@jimktm wrote: My tax liability is 0, so how can I make an extension payment on https://www.irs.gov/payments to get the automatic extension?  Does IRS allow a payment of $0? .  So you don't expect to owe any additional 2025 tax?   I don't have a way to test the IRS payment tool for $0, but I suspect it may say an amount must be entered.   You can always make a nominal payment, say $5 or $10, and if you end up with a tax due when you later file the return, you can enter that amount  you paid on the return as an extension payment, and it will take it off your tax bill.  Or when you prepare the actual return, if you end up having overpaid, you can get it back in your 2025 refund or apply it to 2026.

It also calculated my estimated tax payments incorrectly.  I’m using Turbo Tax desktop for home and Business.  I had some W-2 income last year but will have no W-2 income in 2026, all my income will be from my business. I answered no to copy W-2 wage information to next year.  I entered no new W-2 information, I just entered self employment income for 2026.  I chose 100% safe harbor and round to the nearest 100.   Turbo tax then gave me payments that add up to actually about 25% less than what I should pay per quarter in 2026 to meet the 100% safe harbor.  I found going into the ‘estimated tax payments options’ form Turbo Tax had applied the 2025 W-2 withholding amounts to the calculations even though I told it I had no W-2 income in 2026 and not to copy over 2025 W-2 information.   Pretty major bug, I’m glad I caught it and adjusted my payments up doing my own calculations,   I had other issues with the 2025 version like it doubled my real estate taxes after doing the home office wizard in the business section from info imported from my mortgage 1098 - I entered nothing I think to throw it off.  I had to go into the forms to correct it manually .   I’m losing confidence in the product.     

Qualified Tuition Plans  (QTP 529 Plans) Distributions General Discussion It’s complicated. For 529 plans, there is an “owner” (usually the parent), and a “beneficiary” (usually the student dependent). The "recipient" of the distribution can be either the owner or the beneficiary depending on who the money was sent to. When the money goes directly from the Qualified Tuition Plan (QTP) to the school, the student is the "recipient". The distribution will be reported on IRS form 1099-Q.  The 1099-Q gets reported on the recipient's return.** The recipient's name & SS# will be on the 1099-Q. Even though the 1099-Q is going on the student's return, the 1098-T should go on the parent's return, so you can claim the education credit. You can do this because he is your dependent. You can and usually should claim the tuition credit before claiming the 529 plan earnings exclusion (unless your income is too high).  The American Opportunity Credit (AOC or AOTC) is 100% of the first $2000 of tuition and 25% of the next $2000 ($2500 maximum credit). The educational expenses he claims for the 1099-Q should be reduced by the amount of educational expenses you claim for the credit. Room and board (R&B) are also qualified expenses for the 529 distribution, but not the AOC (R&B are also not qualified expenses for a scholarship to be tax free). But be aware, you can not double dip. You cannot count the same tuition money, for the tuition credit,  that gets him an exclusion from the taxability of the earnings (interest) on the 529 plan. Since the credit is more generous; use as much of the tuition as is needed for the credit and the rest for the interest exclusion. Another special rule allows you to claim the tuition credit regardless of whose money was used to pay the tuition. In addition, there is another rule that says the 10% penalty is waived if he was unable to cover the 529 plan withdrawal with educational expenses either because he got scholarships or the expenses were used (by him or the parents) to claim the credits. He'll have to pay tax on the earnings, at his lower tax rate (subject to the “kiddie tax”), but not the penalty.   Total qualified expenses (including room & board) less amounts paid by scholarship less amounts used to claim the Tuition credit equals the amount you can use to claim the earnings exclusion on the 1099-Q.  Example:   $10,000 in educational expenses (including room & board)    -$3000 paid by tax free scholarship***    -$4000 used to claim the American Opportunity credit  =$3000 Can be used against the 1099-Q (on the recipient’s return)   Box 1 of the 1099-Q is $5000 Box 2 is $2800 3000/5000=60% of the distribution is qualified, so 40% of the earnings are taxable 40% x 2800= $1120 There is  $1120 of taxable income (on the recipient’s return)   **Alternatively; you can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. You would still have to do the math to see if there were enough expenses left over for you to claim the tuition credit. Again, you cannot double dip!  When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records, in case of an IRS inquiry. On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  ***Another alternative is have the student report some of his scholarship as taxable income, to free up some expenses for the 1099-Q and/or tuition credit. Most people come out better having the scholarship taxable before the 529 earnings. A student, with no other income, can have up to $15,750 of taxable scholarship (in 2025) and still pay no income tax. 

TurboTax is broken*.   The 1099-Q is  only an informational document. The numbers on it are not required to be entered onto your (or your student's) tax return. The interview is complicated and it's easy to make mistakes. Avoid it if you can and you probably can.  You can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records (you don’t need it). You would still have to do the math to see if there were enough expenses left over for you to claim the tuition credit. You also cannot count expenses that were paid by tax free scholarships. References: On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  IRS Pub 970 states: “Generally, distributions are tax free if they aren't more than the beneficiary's AQEE for the year. Don't report tax-free distributions (including qualifying rollovers) on your tax return”. "IRS Publication 970, Tax Benefits for Education states: If the entire 1099-Q went to qualified expenses, room and board, tuition, etc; then, you do not need to enter the form."    *One frequent problem, I've seen in this forum,, and it carries over from last year, is that TT has allocated $10,0000 of expenses to the tuition credit, instead of the more appropriate $4000 (or $0 if you  are not claiming the credit).  In the past, TT provided a screen  titled  “education expenses used for a tax credit”. It was usually prepopulated (often with $10K). You could change it for the amount you want to allocate to the ed credit. So far, this year, I haven't found that screen, even after recent updates. If you don't get that screen, you can check the student information worksheet. You can manually change it there (line 18). Make the change in the first column, on the left. It was line 17 prior to 2025.  

To report the income as non-passive, be sure you indicate you materially participate in the investment. Also note that all income reported in Box 1 is considered business income (non-passive). If the material participation checkbox doesn't report non-passive income, create a new K-1 with the same information from Part I and only the problematic income in Box 1.   To summarize: Enter the K-1 as received, except for the income that you need to be non-passive. Report that income in Box 1 on a separate K-1.   @musiclover 

Market discount is the difference between what you paid for a bond, and the maturity redemption price.  If you bought a $1000 bond for $950, your market discount is $50.  This discount must be included in your income, as interest, either over the period you own the bond, or when it is sold.  In box 1f your broker is reporting the accrued amount of discount over the time you held the bond. TT will show it as interest income on Schedule B (look and see if it's on that form), and then subtract the same amount from your gain on the sale (Form 8949), since it's already been reported elsewhere.  @AwesomeTom               

The misconception that none of the contributions are taxed, seems to be a common theme, with financial advisors.  I have used the steps in TT Community to enter Backdoor Roth.   You need to enter contributions 1st Then you add in the 1099R form   There is a AGI limit Contribution Limit anything beyond the contributions is considered taxable.