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@Susannamacthe resolution to the issue of not having browser permissions set to allow the import is for you to change those permissions, Turbotax is not changing the way it works.  If you're having a different issue please clarify what it is.

Yes, it can be frustrating for those new to finances to track down 12/31 balances, but TurboTax asks for this number as part of an IRS compliance check—it’s not a mistake.   Here’s why that balance matters, even if it feels unnecessary, and what to do if you’re facing a “Zero” for 2026. You mentioned that saying "No, I haven't paid in nondeductible contributions" should be enough. However, the IRS requires Form 8606 for several different reasons. Even if you didn't make a new contribution this year, if you did a Roth Conversion, you have triggered Part II of the form.   Once Part II is active, the software must verify if you have any "basis" (nondeductible money) from previous years. To do that, it needs the 12/31 Fair Market Value (FMV) to run the Pro-Rata Rule calculation.    If you have $0 in all other IRAs, the conversion is 100% taxable.  If you have $100,000 in other IRAs, only a fraction of your conversion is tax-free.  The IRS needs a number—even if it’s zero—so the software can calculate your tax. Without it, the calculation can’t be completed.  While I agree that putting "-0-" as a guess is generally bad practice, however, in this specific case, if you know for a fact that you do not have any other Traditional, SEP, or SIMPLE IRAs, entering $0 is not a "bad practice"—it is a factually correct report of your financial state.   If you do have those accounts, you must wait for your Form 5498 (which, as you noted, often arrives in May) or simply look at your December 31, 2025 statement from your brokerage. You don't actually need the official IRS form to file. Your year-end statement balance is sufficient.

My wife an I contributed to our Roth IRA in 2025 but our AGI is over the limit.  So I did what was suggested in the reply to my original question.  I withdrew the excessive contribution from each of our accounts totaling $15,000 plus the earnings.  I entered the 20261099-R as instructed since I have not filed yet using J and P in Box 7.  I thought if I did this then the 6% excessive penalty would be removed and I would only pay taxes on the earnings plus an early withdrawal penalty.   I see the taxes on the earnings but I also have the $900 ($15,000 * 6%) of excess contribution penalty.  I am trying to understand why TurboTax is calculating the penalty if I entered the the withdrawal 1099-R before filing my 2025 taxes.

I understand how important it is to know when your refund will arrive, and I’d be happy to clarify how the Up to 5 Days Early refund works. Up to 5 Days Early Refund Delivery applies when the IRS has processed and approved your refund and a date for direct deposit has been given. For example, if you go on the IRS website and the Direct Deposit is "scheduled" for "March 10th", that's when TurboTax Up to 5 Days Early Option kicks in; it is not based on an assumption of when it might be ready, but rather on the actual date provided by the IRS.    Once the IRS approves your refund, TurboTax is notified and it will attempt to transfer your funds to your bank account. You will receive an email letting you know if TurboTax was able to successfully deliver your refund early, or if we were unable to expedite your refund. If TurboTax is successfully able to deliver your refund early, you can expect to see your refund in their bank account the same day you receive an email from us.   For more information, click on the link below Up to 5 Days Early Refund Delivery   You will receive a follow-up email with a refund and timing update, and if any cancellation is applicable.   

PatriciaV, thank you for your reply and solution.  I apologize for the slow response, as I have been tied up in other matters and am just getting back to the tax return. Just prior to receiving your response, I had tried the solution from several years ago that I mentioned in my post of entering $1 in the interest field. This did give me access to enter the income from the RK-1 on the Pa return and filled the other fields: Estate name, FEIN, and T/S/J notation. However it also ends up reporting and extra$1 of income in both returns. I followed your direction and changed the $1 to $0.25, but that changed the Estate Name to "Untitled" and removed the FEIN, and T/S/J information from the PA return with no field to enter the data. The correct income amount is all that remained. How do I correct this? Thank you very much for your guidance.

ah so if you had a market value left behind in the IRA with ETFs that will affect the outcome of Form 8606, the Roth conversion will be taken in a pro-rata manner from your pre-tax and after-tax "basis" (non-deductible contributions) so you will pay some tax on the conversion in 2024 and carry over some basis to 2025.  Same thing will happen in 2025 taxes.  You never pay tax on the non-deductible contributions as they are withdrawn, it's a question to timing - they will be considered partially withdrawn until you bring the IRA to $0.   for the question about MV as of 12/31/24 (for 2024) and 12/31/25 (for 2025) you would use your year-end market value from brokerage statements.  You may also have Form 5498 for 2024 and can use that if you have it (should be the same), but for 2025 you won't get 5498s til May usually so use your December 2025 brokerage statements.  (IRS instructions for form 8606 line 6 refer to this).  Note this MV is the total across all your Trad IRAs if you have multiple accounts.   for 2024 I would expect Line 2 to show 6500, line 13500.  The * and blank lines indicate Turbotax is using a different worksheet which I think is similar to the 8606 questions, check your return PDF for that worksheet, but it should reference the MV and your $14200 Roth conversion.   I don't know your year-end MV but say it was $10k then that multiplier in the calculation (Line 10 or equivalent in the worksheet) will be 13500/(14200+10000) =0.558 so the nontaxable portion of the $14200 Roth conversion will be 0.558*14200 =7,923.60 (Line 13) and the taxable portion will be 14200-7923.60 =6,276.40.  Line 14 will be the basis remaining after the non-taxable portion on Line 13 so 13500-7923.60 =5,576.40.  This is what would carry forward for 2025 Form 8606 Line 2.  Again this is just an example.     If you are going to be doing backdoor Roths going forward then depending the size of the ETF position you may want to convert it to Roth also to clear out the basis.  You're already paying some of the tax of converting it already, in place of the non-deductible contribution portion.   Hope that helps.  Just a final caveat that I'm not a CPA but this is my understanding based on what you've described.