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May 28, 2025
10:50 AM
Hi @amberskye81 ,
If you have multiple jobs, it's essential to ensure your W-4 withholding is accurate at each job to prevent tax liabilities and underpayment penalties. Here are a few steps to...
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Hi @amberskye81 ,
If you have multiple jobs, it's essential to ensure your W-4 withholding is accurate at each job to prevent tax liabilities and underpayment penalties. Here are a few steps to help you manage this effectively:
Use the IRS Tax Withholding Calculator to determine the correct withholding based on your total income from both jobs.
Update your W-4 forms and check the box in Step 2(c) for both jobs.
Refer to the Multiple Jobs Worksheet on Page 3 of the W-4 to calculate any additional withholdings.
Enter an extra withholding amount in Step 4(c) to account for taxes from both jobs.
Additionally, consider using the TurboTax calculator to estimate your tax liability. If you'd rather not adjust your withholdings through your paycheck, you can make estimated tax payments directly to the IRS by visiting their "Make a Payment " page.
Keeping your withholding accurate ensures you're financially prepared and avoids any surprises when tax season rolls around!
Good Luck!
May 28, 2025
10:49 AM
I need to change my w4 to head of household. I am a single mom with a 10 year old and a 5 year old. What is the best way to fill out the w4 to maximize my paychecks throughout the year, but without...
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I need to change my w4 to head of household. I am a single mom with a 10 year old and a 5 year old. What is the best way to fill out the w4 to maximize my paychecks throughout the year, but without having to owe taxes at the end of the year?
May 28, 2025
10:48 AM
My husband and I file jointly and made $240k last year. While owning a home and having student loans didn’t do much for us, we still owed almost $14k after filing taxes. What’s the best route to ta...
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My husband and I file jointly and made $240k last year. While owning a home and having student loans didn’t do much for us, we still owed almost $14k after filing taxes. What’s the best route to take to ensure we owe nothing (or close to nothing at the next tax time)? Both update our W-4s?
May 28, 2025
10:48 AM
2 Cheers
If you are owing money, the government(s) do not care if it comes from one source of income or multiple so sometimes you can just pick one source and have all the money come from that one source. Fo...
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If you are owing money, the government(s) do not care if it comes from one source of income or multiple so sometimes you can just pick one source and have all the money come from that one source. For example, if you have multiple employers or retirement accounts, pick only the ones you want withholdings to come out of for federal.
Then look at these links to learn what a W4 looks like and how to fill one out.
How to fill out a W4 Instructions on how to fill out a W4
W4 calculator Use to help fill out a W4
Form W4 Actual W4. Line 4c is where you would add extra withholdings from each check.
Once you have filled out the W-4, then in a few months use the links below to do a tax estimator. This will tell you how much you might owe after making the changes. You can do a tax estimator several times per year. If you have changed your withholdings mid year, you will want to see that you keep owing less as the year goes on.
IRS Tax estimator This is a tax estimator that will time out so enter and print findings all at one sitting.
TaxCaster This is another tax estimator that will time out so enter and print findings all at one sitting.
For state withholdings, it is hard to find a tax estimator for each state but they will have a state withholdings form that you can fill out.
If you don't want to have a steady withdrawal for federal taxes, since you might make zero to $30000, then do the tax estimator every quarter and then if you are owing something, make a few estimated payments. You can make a quarterly payment by going to IRS.gov/payments.
I hope you find this information useful.
Katie S
May 28, 2025
10:46 AM
1 Cheer
To properly adjust W-4s for married filling jointly with two jobs and a side gigs, you need to make sure your combined withholding covers all your tax liability, including the extra tax owed on the s...
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To properly adjust W-4s for married filling jointly with two jobs and a side gigs, you need to make sure your combined withholding covers all your tax liability, including the extra tax owed on the side gig which usually doesn't withhold taxes automatically to both the IRS and state. Use the IRS Withholding Estimator Tool (https://www.irs.gov/individuals/tax-withholding-estimator) You'll need: 1-Paystubs from both W-2 jobs 2-Estimated net income from side gig (after expenses). Number of dependents 3- Whether you itemize or take the standard deduction Fill out the W-4 for both W2s by entering basic information, enter number of W2, claim your dependents $2000 per child, enter investment, rental income, dividend etc., enter standard or itemize deduction and finally enter extra withholding to cover the side gig using the IRS link above. For the side gig you may also choose to make quarterly estimated tax payment for both the IRS and the state tax authority. Please note, only one spouse should claim dependents on the W-4. Extra withholding is better than estimated payments if you want it automated. It is important to recheck your W-4s anytime your income changes.
May 28, 2025
10:45 AM
Thank you! I will take a look.
May 28, 2025
10:44 AM
No, we plan to continue to file jointly unless there is some benefit to married filing separately? Can you give me some more details on the multiple jobs worksheet?
May 28, 2025
10:43 AM
@qriv723
You will have to contact TurboTax support for assistance with this problem. Use the key words Billing Issue
See this TurboTax support FAQ for contacting support - https://ttlc.intuit....
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@qriv723
You will have to contact TurboTax support for assistance with this problem. Use the key words Billing Issue
See this TurboTax support FAQ for contacting support - https://ttlc.intuit.com/turbotax-support/en-us/help-article/account-management/turbotax-phone-number/L0Od33nMQ_US_en_US?uid=lfgviwbm
May 28, 2025
10:42 AM
1 Cheer
You did mention a W-2 (Wage and Tax Statement). I assumed you meant W-4 (Employee's Withholding Cert) in this response. If you meant W-2 and you suspect there is an error there, the best place to sta...
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You did mention a W-2 (Wage and Tax Statement). I assumed you meant W-4 (Employee's Withholding Cert) in this response. If you meant W-2 and you suspect there is an error there, the best place to start is contacting your company's payroll department.
If you are owing thousands of dollars when tax time comes around, there may be a few contributing factors. Here's some things for you to consider:
Your Form W-4 may be wrong. Here's a 2024 calculator, but it will get you pretty close for 2025, so you can check that!
Not relevant to you, since single, but for the future and others, if you are married, but, it's common for folks to end up under withheld if they don't complete the whole W-4 form (including step 2). This article talks about the major changes in the W-4 with the 2017 TCJA and some of the pitfalls to watch out for (including married folks with both spouses working)
You may have other income sources than your employment income that you are not withholding taxes for (think pension, retirement plan withdrawals, interest or dividends, capital gains, etc.). You can consider making estimated tax payments for these types of income.
You may have taxable social security income (many folks don't know that this income can be taxable). Here's more info.
Your pay may include a significant bonus or other irregular payment like a commission (called supplemental wages). These payments are typically taxed federally at the 22% tax rate, which may be below your tax bracket
Here's some calculators that may help! They are for 2024, but are a good starting point.
Tax bracket calculator
W-4 calculator (same as above, just ease of reference)
Hope this helps! If not, you can reply to this message or start a new thread with more info!
**Please cheer or say thanks by clicking the thumb icon in a post **Mark the post that answers your question by clicking on "Mark as Best Answer"
Regards,
Karen
TurboTax Expert
May 28, 2025
10:40 AM
Much easier then. Thanks again for asking the question!!
May 28, 2025
10:38 AM
If you are owing money, the government(s) does not care if it comes from one source of income or multiple so sometimes you can just pick one source and have all the money come from that one source. ...
See more...
If you are owing money, the government(s) does not care if it comes from one source of income or multiple so sometimes you can just pick one source and have all the money come from that one source. For example, if you have multiple employers or retirement accounts, pick only the ones you want withholdings to come out of for federal and state.
(some states do not have income taxes so disregard if you are in one of those states)
Then look at these links to learn what a W4 looks like and how to fill one out.
If you have a retirement account, then you might use a W-4 P but there are basically the same.
How to fill out a W4 Instructions on how to fill out a W4
W4 calculator Use to help fill out a W4
Form W4 Actual W4. Line 4c is where you would add extra withholdings from each check.
Once you have filled out the W-4, then in a few months use the links below to do a tax estimator. This will tell you how much you might owe after making the changes. You can do a tax estimator several times per year. If you have changed your withholdings mid year, you will want to see that you keep owing less as the year goes on.
IRS Tax estimator This is a tax estimator that will time out so enter and print findings all at one sitting.
TaxCaster This is another tax estimator that will time out so enter and print findings all at one sitting.
For state withholdings, it is hard to find a tax estimator for each state but they will have a state withholdings form that you can fill out.
I hope you find this information useful.
Katie S
May 28, 2025
10:37 AM
1 Cheer
Based upon the fact pattern of the question, you have filed Married Filing Jointly ("MFJ"), but potentially are moving in 2025 to Married Filing Separately ("MFS") , and none of the three W-4s (two f...
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Based upon the fact pattern of the question, you have filed Married Filing Jointly ("MFJ"), but potentially are moving in 2025 to Married Filing Separately ("MFS") , and none of the three W-4s (two for you and one for your husband) have ever been updated. For visibility this is the W-4
Whether you choose to continue filing as MFJ or move to MFS you want to fill out Multiple Jobs Worksheet. You can also use this calculator: W-4 Calculator
Keep in mind that in Step 3 of the Multiple Jobs Worksheet you need to adjust the pay periods in Step 3 by the remaining pay periods for 2025, since we are five months into the year.
All the best,
Marc T.
TurboTax Live Tax Expert
28 Years of Experience Helping Clients
May 28, 2025
10:35 AM
Thanks! I live in Texas, so state taxes don't apply.
May 28, 2025
10:35 AM
Congrats on the upcoming new addition to your family !! How exciting!!
My suggestion would be first to maybe do a tax estimator. Here are two sites where you can do that:
IRS Tax estimator T...
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Congrats on the upcoming new addition to your family !! How exciting!!
My suggestion would be first to maybe do a tax estimator. Here are two sites where you can do that:
IRS Tax estimator This is a tax estimator that will time out so enter and print findings all at one sitting.
Tax caster This is another tax estimator that will time out so enter and print findings all at one sitting.
This will give you an idea of what to expect when you do your taxes for 2025.
Then, if you need to change your W4s, you can use these links:
How to fill out a W4 Instructions on how to fill out a W4
W4 calculator Use to help fill out a W4
Form W4 Actual W4. Line 4c is where you would add extra withholdings from each check.
If you make changes to your W4s, you can do as many tax estimators as you like after you have made the changes to see how those withholding changes are making the amount owed or refunded go up or down.
For the state, it is hard to find an estimator but you could figure the tax rate for the state and do the estimate yourself. You could also call your state and ask them how they would suggest you figure out an estimate.
I hope you have found this information helpful.
Katie S
May 28, 2025
10:34 AM
I'm currently a full-time employee and have my wife and three kids on my W-4. My wife is starting a part time job for the school in August and will be paid minimum wage. What should we set for her W...
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I'm currently a full-time employee and have my wife and three kids on my W-4. My wife is starting a part time job for the school in August and will be paid minimum wage. What should we set for her W-4? Keep the kids on my W-4 or move other items around? Thanks, Neal
May 28, 2025
10:32 AM
The only thing you are required to enter about healthcare is if you have a 1095A for marketplace health insurance. If you do not have a 1095A, when it asks about that you say NO and move on. You d...
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The only thing you are required to enter about healthcare is if you have a 1095A for marketplace health insurance. If you do not have a 1095A, when it asks about that you say NO and move on. You do not enter free medical care or 1095B or 1095C on a tax return.
May 28, 2025
10:31 AM
First off Congratulations on your new home and baby! How exciting and how smart to think ahead. As far as itemizing, If you are Married filing jointly your deductions have to exceed your Standard Ded...
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First off Congratulations on your new home and baby! How exciting and how smart to think ahead. As far as itemizing, If you are Married filing jointly your deductions have to exceed your Standard Deduction. For 2025 that is $30,000. httStandard Deduction vs Itemized
You will receive a child tax credit that will come right off of the tax owed.
Without knowing your taxable income it is hard to suggest how you should file your W4's
W4 calculator
PFL is taxed differently than other paid time off like sick pay or paid medical leave.
It's also different from Family Medical Leave Act (FMLA) time off, which is unpaid and has no effect on your taxes.
For PFL it is usually reported on a 1099-G. When benifits are provided through your state they are usually taxable to Federal and State taxes.
The calculator provided should give you a good idea how to file. Remember Married filing jointly will take less tax per paycheck than married filing separate. Also remember there are Income limitations to the child tax credit.
Married couples filing jointly must have an adjusted gross income (AGI) under $400,000.
IRS Child tax credit
Again Congratulations!
May 28, 2025
10:30 AM
I have 2 full time jobs and regardless of how much tax I allow the government to take, I still end up owing at the end of the year. How can I avoid this and actually get money back?
May 28, 2025
10:27 AM
2 Cheers
Here are some steps to help you adjust your W-4 forms to avoid owing taxes:
Update Your Filing Status:
Married Filing Jointly: If you plan to file jointly, make sure to select "Married ...
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Here are some steps to help you adjust your W-4 forms to avoid owing taxes:
Update Your Filing Status:
Married Filing Jointly: If you plan to file jointly, make sure to select "Married filing jointly" on your W-4 forms
Account for Multiple Jobs:
Multiple Jobs or Spouse Works: This helps ensure more accurate withholding by accounting for combined income. When you combine your incomes on a joint tax return, the total can place you in a much higher tax bracket than either of your individual incomes would suggest, leading to a surprise tax bill.
Use the IRS Tax Withholding Estimator:
This tool helps you determine the correct amount of tax to withhold based on your combined income, filing status, and other factors. It’s especially useful for newlyweds. https://www.irs.gov/individuals/tax-withholding-estimator
Additional Withholding: If you owed taxes last year, consider specifying an additional amount to be withheld on line 4(c) of the W-4 form.
Please see, https://turbotax.intuit.com/tax-tips/irs-tax-forms/what-is-a-w-4-form/L2NapDzX2 for more info about W4.
@PussyWagon92 Thanks for the question!!