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@rhugg3Being in NJ, I completely understand your situation. We've dealt with it in the past, and apparently the issue has still not been resolved. I am glad you worked through it successfully - what stinks is that you need to keep it in mind year to year going forward.   Here is the prior thread, specifically about the NJ issue, which I posted 2 years ago: https://ttlc.intuit.com/community/taxes/discussion/1099-int-accrued-interest-not-flowing-to-nj-state-return/00/3221725   "Through trial and error and reviewing the 1099-INTs, I narrowed it down that if Box 11 (bond premium) or Box 13 (bond premium on tax exempt bond) is filled in, then the accrued interest adjustment doesn't flow to the state return. If I remove the Box11 and Box 13 entries on the 1099-INTs which have it, then the accrued interest adjustment does flow to the state return as expected and the Federal and State interest totals again match."

To bypass the TurboTax multi-use consent screen without opting in, look for Decline or No Thanks buttons on the screen. or you can simply skip the step if prompted to sign. If forced, you can often enter your name and date, then click "Decline" to reject marketing sharing while still filing.   If the screen seems to be frozen or you can not see an option to opt out, try using a different web browser, clearing your cache/cookies, or using incognito mode.  Click here for How to clear your cache. Click here for How do I delete cookies?    If the screen requires a name and date, fill them in, but select the "Decline" option.    If this does not help you can contact TurboTax Customer Service using this link: Turbo Tax Customer Service   You are not required to sign this it is voluntary.    Click here for How does Intuit protect my data

I am using Windows and accessing Turbotax online.  Again, this article which was updated earlier this year leads me to believe the workaround is to enter the W2 with a blank Box 1.  https://ttlc.intuit.com/turbotax-support/en-us/help-article/form-w-2/qualified-medicaid-waiver-payments-w-2-show-earned/L1XZa89dh_US_en_US   According to this post the issue is related to the new W-2 Box 12 code II introduced in 2025.  https://ttlc.intuit.com/community/after-you-file/discussion/how-do-i-enter-my-tax-exempt-medicaid-waiver-payments-from-ihss-in-turbotax-home-and-business-2020/00/3312469   This person appears to have the same issue. https://ttlc.intuit.com/community/taxes/discussion/re-w2-with-box-1-empty-can-t-e-file/01/3592166/highlight/true#M1326965  

Here are the steps to delete your Form 1099-MISC:   Open your return. Go to Tax Home Select Tax Tools in the left menu Click on Tools A pop-up will come out called Tool Center Select Delete a form Select Delete next to the Form 1099-MISC that you want to delete   How do I delete a tax return that was created in TurboTax Desktop for Windows? How do I view and delete forms in TurboTax Online?  

All the ways explained above do work and transfer the adjustment to the Federal Sch B correctly.  The issue is that this correct amount is not transferred to the NJ Int/Div Worksheet to apply the adjustment and decrease the interest on the NJ 1040 correctly.  This error only occurs if Box 11 on the Broker 1099 has anything in it.   The way I worked around this was to leave the original Broker 1099 as downloaded or entered without any adjustment for the Accrued Int.  I then decrease Box 1 to the same amount in Box 11 (Bond Premium).    The balance left from the original number in Box 1 minus the new amount in Box 1 is then put on a new 1099, in Box 1.  I then make the Accrued Interest Adjustment at the bottom of the new 1099 by checking the box Accrued Interest and putting the amount of Accrued Interest in the box below the check.   This creates the same correct amounts on the federal forms, and transfers the correct adjustment amount to the NJ Int/Div Worksheet.   Hope this helps!  

"Did you contribute more to a Roth IRA than was allowed in 2024 or any previous year?"   The answer that TurboTax is looking for is No.  This is one of many poorly worded questions in the retirement section of TurboTax.  TurboTax is actually asking if you carried any unresolved excess from 2024 into 2025.

Continuing from subject line - the agent's response was that it did not look like the return was rejected - but then referred me to send the note to the group.  Since we have verified and confirmed both the AGI number and the PIN number, unless you know what the e-file numbers in the IRS data base are, then the only option that I have is to print and file our tax return by mail.  Please let me know if you agree.  Thank you. L Zorr

@jessicajude , as I see it, no loan offset distribution occurred because your husband was only away from the company for 6 weeks, so no distribution was made that was eligible for rollover.  With no offset distribution having occurred, your husband was still responsible for making payments on the loan.  Once your husband had resumed working there, no offset distribution was possible at that point.  Because the payments did not resume before the loan was declared to be in default, the outstanding loan balance became a taxable deemed distribution, not an offset distribution, reported with code L in box 7 of the Form 1099-R.   A deemed distribution does not satisfy the loan, so the loan must still be repaid.  However, repayments of the amount treated as a deemed distribution become after-tax basis in the plan, so this money will not get taxed twice.  The deemed distribution just pulls this taxable income forward into the year of the deemed distribution whereas if the deemed distribution had not occurred then this amount would be taxable in the future when distributions eventually begin and are not rolled over to another traditional retirement account.   I see no option but to include the distribution in taxable income and pay the increase in tax liaibility.