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@samartur , Namaste ji Article 19  you referred to uses "SHALL be ...ONLY.." with respect to whom can tax this income.  This is the general principle in OECD model, the US model treaty . Most US-Other country treaty follows this.  I quote below the ref'd treaty and the TE on that.  Article 19: (a) Any pension paid by, or out of funds created by, a Contracting State or a political subdivision or a local authority thereof to an individual in respect of services rendered to that state or subdivision or authority shall be taxable only in that State. (b) However, such pension shall be taxable only in the other Contracting State if the individual is a resident of, and a national of, that State.   Article 19 TE   Paragraph 2 deals with the taxation of a pension paid by, or out of funds created by, a Contracting State or a political subdivision or a local authority thereof to an individual in respect of services rendered to that state or subdivision or authority. Subparagraph (a) provides that such a pension shall be taxable only in that State. Subparagraph (b) provides an exception under which such a pension shall be taxable only in the other Contracting State if the individual is a resident of, and a national of, that other State. Pensions paid to retired civilian and military employees of a government of either Contracting State are intended to be covered under paragraph 2. Social security and similar benefits paid by a Contracting.   The issue here you are facing is not that US expects to tax  this income/pension where the distributor is a US govt. functionality with funds from public sector, but whether India will observe  this condition.   You are correct in that "saving clause " can be applied by either / both country in specific cases but in general  I would counter absent an overwhelming need neither party is likely to ignore the treaty i.e. assert the  "saving clause".  Therefore my position is you file as per the treaty i.e. for your Indian ITR you show the income and assert treaty condition per "US-India Tax Treaty Article 19 para 2, 3" and thereby exclude the income from India taxation.  While I have not seen an India ITR form in some time but my assumption is there is also a "perjury jurat"  and thus you just show all your world income.   Does this answer your query ?  Is there more I can do for you ?   You can post here or   for privacy reasons you can PM me ( just NO PII -- Personally Identifiable Information)   Namaste ji   pk

Thanks for the fix, using what you posted I was able to put an 11 in scrolling with my mouse, however, and maybe because I have done this so many times and tried 4 cards - OMG ALL of my cards expire in months between 9 - 12 it comes back and says in red that they are not able to process my purchase, I least I got that far this time.  So I am still stuck.  

This is the user forum for TurboTax where we answer questions about preparing income tax returns and about how to use the tax software.   We can answer questions about self-employment income and how that works for your taxes.  We cannot provide advice on how to actually start your own business.   If you have self-employment income for which you will pay self-employment tax for Social Security and Medicare,  you will need to use online Premium software or any version of the desktop software download so that you can prepare a Schedule C for your business expenses.     https://ttlc.intuit.com/community/self-employed/help/how-do-i-report-income-from-self-employment/00/26653   https://ttlc.intuit.com/community/self-employed/help/what-is-the-self-employment-tax/00/25922   https://ttlc.intuit.com/turbotax-support/en-us/help-article/import-export-data-files/enter-self-employment-business-expenses-like-home/L1k6HJY4A_US_en_US?uid=m6jrthmp     If you live in a state with a state income tax, you might need to make estimated payments to your state.   https://turbotax.intuit.com/tax-tips/small-business-taxes/the-home-office-deduction/L1RZyYxzv https://ttlc.intuit.com/turbotax-support/en-us/help-article/estimated-taxes/make-estimated-tax-payments/L5svMESaC_US_en_US?uid=mdna5aoh     https://turbotax.intuit.com/tax-tools/calculators/self-employed/   https://ttlc.intuit.com/community/business-taxes/discussion/self-employed-don-t-miss-these-tax-moves/00/3400413     https://ttlc.intuit.com/turbotax-support/en-us/help-article/import-export-data-files/enter-schedule-c/L5Fz3j5us_US_en_US?uid=m6a6gknk   https://ttlc.intuit.com/turbotax-support/en-us/help-article/payroll-additions-deductions/qualify-qualified-business-income-deduction/L0rM2cIIQ_US_en_US?uid=m5zpoxad   https://ttlc.intuit.com/turbotax-support/en-us/help-article/self-employment-taxes/self-employed-expenses-deduct/L37ZS1B8T_US_en_US?uid=m6fntpg7  

Thanks. The instructions were VERY CLEAR. I had tried to find the field in order to manually enter the IP PIN yesterday but gave up. My Federal return was just accepted.   For other readers of this thread I'm adding another detail to the story. The rejection explanation came back with an IRS code that means (approximately) "spouse's name and SS# do not correspond to SSA records". I verified that the personal info was correct and then guessed that the problem was really the lack of IP PIN for spouse, which TurboTax never requested. 

So there is not a checkmark or X in the little IRA box on the IRA 1099R?  That is what tells that it is from a IRA account and goes on line 4a and 4b.  Better ask about it missing.   Or where did she roll it over to?  Maybe it ended up in another 401K account, not a IRA.  

Yes, the 401K 1099R is showing on line 5  with the word Rollover by  5b.   No, I did not fix the 1099R for the distribution and put the X in the little IRA box between boxes 7&8 because I do not want to alter a form received from a financial institution. Plus, while I initially said that this involves an IRA from a deceased relative rolling over into an inherited IRA, it was actually a 401k that the relative had that rolled over into an inherited IRA. Since the little box is labeled IRA/SEP/Simple it does not seem appropriate to have it checked in this case.     

Did you e-file the return?   If you e-filed and the incorrect tax return has been fully processed, then you should amend it to make a correction.    If the return has not been filed, then do not click on anything that says "amend."  You only use the "amend" process for a return that has been fully processed by the IRS.   If you have prepared----but not filed -- your tax return, then you need to delete the incorrect W-2 entry and enter the 1099 in the correct place in the software.   What kind of 1099 do you have?   There are over a dozen kinds, so where you enter it matters.

first you should check code section 7872 to see if it applies and if it does do you need to report imputed interest, it also gives some directions on how to compute it.  https://www.law.cornell.edu/uscode/text/26/7872    if you do need to report  use the interest and dividends section in Turbotax. use the interest on 1099 link. click on add investments and skip import. click on the interest icon and continue. skip the FEIN box enter the borrowers name and the interest on line1        

@dmertz   will have to reply with more details.  But the 401K 1099R goes on line 5  with the word Rollover by  5b.  That's if you can roll over an inherited 401K to a IRA.   And you might have needed to take a RMD from the 401k before rolling over any.      And did you fix the 1099R for the distribution and put the X in the little IRA box between boxes 7&8?

The same thing happened in my Turbo Tax account, but I was not aware of it until I received a text message from Turbo Tax yesterday that reminded me to file my 2024 tax because the deadline was 6 days away. I knew I had filed and paid my taxes through Turbo Tax e-file back on 4/10/25, so I logged in to Turbo Tax and found my 2024 data missing as if I had never entered any data.  I have a backup pdf copy of the return and I confirmed on the IRS site that my taxes for 2024 had been paid.  This experience has been very upsetting and my confidence in Turbo Tax has been shaken by it.    In addition to scaring the heck out of me and causing me to research the tax payment with my bank and also having to create an account on the IRS site so I could check the status of my 2024 payment, I am wondering if I want to use Turbo Tax to file my 2025 taxes next year if I'm going to have to re-create the 2024 data before filling out my 2025 data.      

first online users don't need W11.   Don't you think Intuit consider what it's net income loss would be and decided it didn't matter? Also, consider that desktop can do 5 returns for one price while online only 1 for more than 3 times the price.    also consider that sooner or later other desktop tax app providers will also require W11. 

@user17597590908 wrote: Do you have any idea what your programmers are doing or did to cause this problem? I think not; you never talk to them or coordinate with them correct?  Us? We? If you're referring to anyone who has posted in this thread, you're exactly correct since not one of us happens to be an employee of Intuit; we volunteer our time to answer tax questions posted by users.    For that matter, even Intuit employees who post on this board don't have any idea what the programmers are doing nor do they "talk or coordinate with them"; that's NOT their job and it certainly is NOT ours as volunteers.

@carolsprague  In your first post you said you were using Premium,  then you said Premier.  Are you using the Online Premium version or the Desktop Premier?  If you are using Online Premium scroll up.  An Expert posted a screen shot from Online Premium.  

This is what I determined  based on further review:    This was our deceased relative's 401k rolled over into an inherited IRA (apologies for the confusion).  There were 2 1099Rs received for 2024 -  A) the 1st lists the amount rolled over (non-taxable) and B) the 2nd lists the RMD distribution (taxable).  When I enter the 2 1099Rs into TT there is a field for each of the 1099Rs that asks for the amount of the "RMD due by Dec 2024".  A) When I enter the RMD required amount in field for "RMD due by Dec 2024" as part of the 1099R reflecting the amount that was rolled over, the system shows a large amount of tax due that seems to include a penalty of $3500+.   B) When I enter the RMD required amount in field for "RMD due by Dec 2024" as part of the 1099R reflecting the RMD amount distribution, the system has a much lower tax due that does not include the penalty.   Since the required RMD was taken and a penalty does not seem appropriate at all, I would assume I should go with 4b for my entries. Let me know if any of you disagree.