Income Tax / Social Security

[lmpakborn]

I have been filing taxes on the 3-year limit -- with proof of sending and proof of receipt. I am wondering why as a self-employed (Schedule C) individual, my social security statement is not showing my payments for several years. What is the time frame for having SS record this information?

[GCEA]

Hi @lmpakborn ,

The IRS reports self-employment income to the Social Security Administration after you file your federal tax return. The SSA typically updates your Social Security records within a few months of receiving the information from the IRS.

If your earnings record is incorrect, you can request a correction by contacting the SSA at 1-800-772-1213.

Below is additional information on reporting and corrections, available directly from the Social Security Administration:

• SSA How do I correct my earnings record? 
• If You Are Self-Employed Form SSA- 7008 : REQUEST FOR CORRECTION OF EARNINGS RECOR 

Good Luck! 

[Zachary_W]

The Social Security Administration (SSA) typically updates self-employed earnings from Schedule C tax filings after the IRS processes your federal income tax return, but the exact time frame can vary. 

Time Frame for SSA to Record Self-Employed Earnings

• General Process: When you file your federal income tax return (Form 1040, Schedule C and Schedule SE), the IRS processes the return and shares the net earnings data with the SSA. The SSA then updates your earnings record to reflect the self-employment income. This process typically takes 6 to 12 months after you file your taxes, though it can occasionally take longer due to processing delays or discrepancies.
• Filing Deadline: For self-employed individuals, earnings must be reported by April 15 of the following year (or the next business day if it falls on a weekend or holiday). If you file on the three-year limit (within three years, three months, and 15 days from the end of the tax year), the SSA can still claim your earnings, provided the IRS accepts the return.
• Processing Variability: The SSA updates may not appear until the following year's Social Security statement, which is typically issued annually. For example, taxes filed in April 2025 for the 2024 tax year might not show up in your SSA earnings record until mid-2026 or later. 

Why your Social Security Statement May Not Show Payments

• IRS-SSA Data Transfer Delays: The SSA relies on the IRS to process and transmit your earnings data. If the IRS has backlogs or issues with your return (errors or audits), the data may not reach the SSA promptly.
• Late Filing Within the Time Limit: While you're filing within the three-year, three-month, and 15-day limit, late filings may take longer to process, especially if the IRS flags them for review. The SSA may not update records until the IRS fully processes the return.
• Missing or Incomplete SSA Records: In some cases, the SSA may fail to record earnings due to internal errors or system issues. This is more common with self-employed income than with W-2 wages, as self-employed filings require manual calculations (92.35% of net profit on Schedule SE).