Skip to main content
Level 2
March 15, 2026
Question

medical expense deductions

  • March 15, 2026
  • 1 reply
  • 3 views
No text available

    1 reply

    DoninGA
    Level 15
    Level 15
    March 15, 2026

    Health care insurance premiums, including dental and vision insurance premiums, and other medical expenses that you paid with out of pocket funds and were not reimbursed are an eligible medical expense that you can deduct using Schedule A for itemized deductions. However, only your total medical expenses that are greater than 7.5% of your Adjusted Gross Income (AGI) can be deducted. Your total itemized deductions reported on Form 1040 Schedule A must be greater than the standard deduction for your filing status to have any tax benefit.


    Standard deductions for 2025

    Single - $15.750 add $2,000 if age 65 or older
    Married Filing Separately - $15,750 add $1,600 if age 65 or older
    Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
    Head of Household - $23,625 add $2,000 if age 65 or older


    To enter your medical expenses -

    Click on Federal Taxes (Personal using Home and Business)
    Click on Deductions and Credits
    Click on I'll choose what I work on (if shown)
    Scroll down to Medical
    On Medical Expenses, click the start or update button

    Level 2
    March 15, 2026

    it is all entered as you suggested but still recommends to just use standard deduction

     

    DoninGA
    Level 15
    Level 15
    March 15, 2026

    @ritaterhorsttax The program will use the higher of the Standard Deduction or the Itemized Deduction.

     

    Is the amount on Schedule A Line 17 greater than the amount of the Standard Deduction for the filing status?

     

    Standard deductions for 2025

    Single - $15.750 add $2,000 if age 65 or older
    Married Filing Separately - $15,750 add $1,600 if age 65 or older
    Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
    Head of Household - $23,625 add $2,000 if age 65 or older