What is mortgage origination date?

Forum|Forum|7 years ago
June 1, 2019
1 reply
3 views

No text available

TurboTax Premier Online

Best answer by

The mortgage origination date is the date on which the loan is funded, usually the date you closed on the property and signed the mortgage deed.

Anonymous

Answer

The mortgage origination date is the date on which the loan is funded, usually the date you closed on the property and signed the mortgage deed.

dustyhew1

Level 2

The mortgage origination date was 2000, refinanced in 2003 lender is using refinance date as mortgage origination date?

Cynthiad66

Level 14

Please enter the correct origiination date.

The mortgage origination date is the date the mortgage originated with the original lender. The mortgage acquisition date is the date that the reporting lender shown on the Form 1098 acquired the mortgage.

The mortgage acquisition date would apply if the mortgage was sold to another lender who was not the original lender of the mortgage.

The IRS doesn't view the money you take from a cash-out refinance as income – instead, it's considered an additional loan. You don't need to include the cash from your refinance as income when you file your taxes

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"