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Level 2
January 27, 2025
Question

If i receive ssi benefits for myself but have dependents, can i claim ctc?

  • January 27, 2025
  • 2 replies
  • 2 views
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    2 replies

    Level 15
    January 27, 2025

    No.  Your SSI benefits are not considered taxable income. You don't qualify for the full Child and Other Dependents Tax Credit because, even if you may have a qualifying child or children under age 17 who was eligible for the Child Tax Credit, your tax liability was $0. This means you couldn't use the full $2,000 Child Tax Credit to reduce your taxes. 

     

    Additionally, you didn't qualify for the refundable Additional Child Tax Credit because your earned income was less than $2,500. The Additional Child Tax Credit requires a minimum earned income of $2,500 to be eligible. 

     

    So while you have a qualifying child who could have gotten you the full $2,000 Child Tax Credit, your lack of tax liability and low earned income prevented you from receiving the full credit. You were only able to get a partial refundable credit of $1,700.

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    Level 2
    January 27, 2025

    So I can still qualify for the 1,700? And if so how do I go about receiving it?

    Level 15
    January 27, 2025

    As explained by @DianeW777 above, you do not qualify for the Additional Child Tax credit either, as you do not have earned income of more than $2,500.

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    VolvoGirl
    Level 15
    January 27, 2025

    If you only get ssi, Social Security or SSDI  or a SSA-1099 it is not taxable and you do not have to  file a return and won't qualify to  get the CTC or any credits.  You do have to file if you got a 1095 A for health insurance.