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Level 2
April 15, 2024
Question

Whether or Not to File SSI

  • April 15, 2024
  • 2 replies
  • 8 views

Hey there everyone! So I have a kind of complex question for this community.

 

So for some context, I was on SSI for disability up until April 2023. My SSI was suspended after the April payment. I started my first job in June of that year. I know that SSI isn't taxable income as long as you're not receiving any other income, which leads me to this question: Do I need to file my SSI payments in my 2023 tax return because I started working the same year, or would I not be required to report it because of the interval between the SSI payments being suspended and me joining the workforce? This is my first time filing, so I want my return to be as accurate as possible.

 

Also, I did file a tax extension a few days ago, so I have some extra time to figure this out. All help is greatly appreciated!

2 replies

DawnC
Level 15
April 15, 2024

You don't include SSI no matter what your situation is.    Just file the other income you received - w-2s, 1099s. etc.  

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VolvoGirl
Level 15
April 15, 2024

Let's back up.  Did you get ssi or  SS Social Security or SSDI Social Security Disability?  Did you get a SSA-1099 for it?

 

A lot of times people say ssi when they mean Social Security Income. But it's not. SSI actually stands for Supplemental Security Income not Social Security. You do not get a SSA-1099 for SSI. You do not report SSI at all.

 

If you SS or SSDI  or a SSA-1099 you must report it on your tax return with your other income even if it might not be taxable.  

Level 2
April 15, 2024

It's SSDI, and yes, there is a 1099 form. Thanks for your explanation, it helped me out a lot! 🙂

VolvoGirl
Level 15
April 15, 2024

Enter a SSA-1099, SSA-1099-SM or RRB-1099 under

Federal Taxes (Personal for Home&Business)

Wages and Income

Then scroll down to Retirement Plans and Social Security

Then the second line - Social Security (SSA-1099. RRB-1099) - click the Start or Revisit button

 

Up to 85% of Social Security becomes taxable when all your other income plus 1/2 your social security, reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0