Marketplace-1095 C

Forum|Forum|9 months ago
September 9, 2025
1 reply
6 views

Taxpayer was enrolled for 12 months (2024) in the Marketplace. Received a 1095-C for 2024 with a few months coded 2F. Employer offered health insurance but doesn't guarantee any work or hours for the year; it's periodic project work. Once an individual works at least 1 month ''full time'' hours, they will be offered health insurance without the guarantee of any work, let alone full time hours.

How are the 1095-C months coded 2F reported on form 8962? Looks like the months in question would not be included in column B (Part II lines 12-23)? Are they subject to the current repayment cap for excess ACA Marketplace credits? If not, how would taxpayer repay the months in issue?

Thank you.

VolvoGirl

Level 15

A 1095C is for employer insurance. Did you mean a 1095-A for marketplace?

What if I didn't get a 1095A?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/insurance-medical-benefits/lost-1095/L7GN7UcbC_US_en_US

xmasbaby0

Level 15

If you had health insurance through your employer and you have a 1095C, you do not enter anything about that. When it asks if you have a 1095A, you say NO and just keep moving on with your tax return. Only a 1095A for health insurance from the marketplace is entered----IF you had that kind of health insurance---also called insurance from healthcare.gov, also called "Obamacare" insurance. You do not enter a 1095B or a 1095C at all.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

FailteAuthor

Level 2

Hello:

Thank you for the reply.

Employer offered insurance but doesn't guarantee any work at all; it's periodic project work. One might work in March part-time, and full-time hours in July. 2024 had (3) months of full time work and the 1095-C is coded 2F for these months (meaning, I believe, that ''employee'' was offered insurance for the months in question).

Question is: are the 2F months considered ACA ineligible months for which repayment is required? If so, how is it applied on 8962?

If you work (1) month a year with full time hours, that employer is required to offer health insurance. You could work (3) months part time and (3) months full time in a year.

Hope this clears up the issue. Thank you again.