What is the new Standard deduction for 2025 for married filing Joint?

Forum|Forum|11 months ago
July 15, 2025
3 replies
10 views

using the new Bill signed into law on 4Jul25

TurboTax Online

Best answer by NCperson

Expert Reviewed

Married Joint / both over 65 years:

$31,500 for FIling JOINT PLUS

$1,600 for each person at least 65 years old

So the Standard Deduction is $33,700 if you are both at least 65 years old.

On top of that, but not technically part of the Standard Deduction is the Senior Deduction of up to $6,000 for each person at least 65 years old. However, this amount is reduced by 6% (per person) for the part of AGI (line 11) that exceeds $150,000.

does that help?

Opus 17

Level 15

[removed]

swindcoAuthor

Level 2

The Amounts that was provided as an answer is NOT what I am seeing on various web pages. The New OBBB signed into law on 4 July 25 changed the standard deduction amounts and I am seeing different amounts. I am looking for what I will be using when I file my 2025 taxes in 2026. Please provide what I will use for: Married filing Jointly and both over 65. Thanks in advance

Opus 17

Level 15

@swindco wrote:

The Amounts that was provided as an answer is NOT what I am seeing on various web pages. The New OBBB signed into law on 4 July 25 changed the standard deduction amounts and I am seeing different amounts. I am looking for what I will be using when I file my 2025 taxes in 2026. Please provide what I will use for: Married filing Jointly and both over 65. Thanks in advance

I think you are correct. I don;t know that the IRS has issued official revised figures. There was a change made to correct for a missed inflation adjustment at some point in the past, I think. It would be best to wait for the official word from the IRS.

swindcoAuthor

Level 2

And when do you expect the official word from the IRS to be made public?

user17682464751

Level 2

previous math looks incorrect

31,500+1,600+1,600 = 34,700 ....not 33,700 for std joint and both over 65

xmasbaby0

Level 15

@user17682464751 "...previous math looks incorrect..."

Until the recent tax laws change in July, the MFJ standard deduction for 2025 was $31,500. The tax law changed it, so now it is $34,500 + $1600 for each spouse 65 or older and/or for each spouse who is legally blind.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

xmasbaby0

Level 15

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750 (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750 (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500 (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

For 2025 through 2028 there is an extra deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out above certain incomes.

The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e. Turbo Tax automatically includes it.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf