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Level 1
Oct 21, 2026 9:46 PM UTC
Question

Roth conversion and contribution in the same year

Can a person do a Roth conversion and a “regular” Roth contribution in the same tax year?

    1 reply

    Level 15
    Oct 21, 2026 9:51 PM UTC

    yes.  Roth Contributions are based on your current year income.  Conversions are unlimited (well, limited by your Trad IRA balance).