Mortgage service transferred

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I have three 1098s. The first was from a refi in 2018. I refie'd again in 2019 and got a second 1098. SO far, the input is straightforward. Then my mortgage got transferred to a new servicing company and I got a third 1098. When I enter the third 1098, TT is treating it like a second loan, rather than a transfer. For the third 1098, It asks if this is an original loan (i say NO). Then the only two options it offers me are HELOC or REFI (and it is neither, since it's just a servicer transfer). So the mortgage interest limitation worklsheet keeps trying to limit my mortgage deduction amount. I don't know what to do.

TurboTax Home & Biz Windows

LindaB1993

Alumni - Intuit

Since it is a transfer, you would answer "yes" to if this is the original loan. Transferring to a different servicer doesn't change the nature of the loan.

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jake93

Level 4

If the refinanced loan was transferred it wouldn’t be the original loan, would it?

If the refinanced loan isn’t considered the original loan, how can it be the original when it is transferred. As stated earlier, TT doesn’t give an option of a transferred loan.