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Level 1
March 22, 2026
Question

medical deductions

  • March 22, 2026
  • 1 reply
  • 60 views

Can cosmetic surgery be covered if some of it was paid for by insurance as deemed necessary? 

1 reply

Karis_F
Employee Tax Expert
Employee Tax Expert
March 22, 2026

It depends. According to IRS Publication 502:

 

You can include in medical expenses the amount you pay for cosmetic surgery if it is necessary to improve a deformity arising from, or directly related to, a congenital abnormality, a personal injury resulting from an accident or trauma, or a disfiguring disease.

 

Note that only out-of-pocket medical expenses can be included as itemized deductions on Schedule A of Form 1040.

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