TurboTax

File with experts
File your taxes
Experts at your fingertips

An expert helps with your taxes, or does them for you
TurboTax Expert Full Service

TurboTax Expert Assist

TurboTax Self-Employed
Prior year taxes
File myself
File myself
Do it yourself

We'll guide you step-by-step
TurboTax Do It Yourself

TurboTax Self-Employed

TurboTax Desktop
TurboTax Free

Activate your product

Prior year taxes
Business
Business
Business taxes

Get your T2 corporate return done right, your way
TurboTax Business

TurboTax Business Desktop
Tax situations
Tax situations
Tax situations

Find extra guidance for your big life moves
For investors

For 25 and younger

For self-employed

For new to Canada

For life changes
Resources
Resources
Resources

Explore tax tools, get tips, and read reviews
Personal income tax calculator

RRSP savings calculator

Learning hub

TurboTax support (FAQ)

TurboTax community
Pricing

Level 2

Solved

hsa contribution limit for one parent and two children?

2 replies
183 views

HI,

I have hsa eligible health insurance plan, conver me and my two children, 12 and 14. I thoght my limit is 8550 for 2025. However, my hsa custodian says my limit is 4300. is it right? I just notice when I log into my hsa account.

worse worst scenario, if I excess my limit, what step should I take to correct? My hsa is through my work.

thanks so much, appreciate any input

MinhT1Answer

Alumni - Intuit

If your health coverage includes your 2 dependents, it qualifies as a family coverage. The 2025 contribution limit for a family coverage HSA is $8,550 (plus a catch-up of $1,000 if you are 55 or older). $4,300 is the limit for a self-only coverage.

Please read these IRS instructions (page 4).

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"

MinhT1Answer

Alumni - Intuit

If your health coverage includes your 2 dependents, it qualifies as a family coverage. The 2025 contribution limit for a family coverage HSA is $8,550 (plus a catch-up of $1,000 if you are 55 or older). $4,300 is the limit for a self-only coverage.

Please read these IRS instructions (page 4).

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"

Level 2

thank you so much. really appreciate