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Level 1
Jul 14, 2025 9:32 PM UTC
Solved

child tax credit

  • So my wife and I are married and I am the only one that works. I was doing some calculations on the free tax calculator and for some reason it’s not giving me a child tax credit? Why is that? Is it because my wife isn’t working. I make around 55k a year. 
VolvoGirl
VolvoGirlAnswer
Level 15
Jul 14, 2025 10:14 PM UTC

Expert Reviewed

There are 2 different Child Credits.   You can get the Child Tax Credit but not the Child Care Credit.   You both need to have earned income to get the Child Care Credit.  

 

Info on the Child Care Credit……
https://ttlc.intuit.com/community/credits-and-deductions/help/what-is-the-child-and-dependent-care-credit/00/25907

3 replies

VolvoGirl
VolvoGirlAnswer
Level 15
Jul 14, 2025 10:14 PM UTC

Expert Reviewed

There are 2 different Child Credits.   You can get the Child Tax Credit but not the Child Care Credit.   You both need to have earned income to get the Child Care Credit.  

 

Info on the Child Care Credit……
https://ttlc.intuit.com/community/credits-and-deductions/help/what-is-the-child-and-dependent-care-credit/00/25907

Level 15
Jul 14, 2025 10:59 PM UTC

Expert Reviewed

 

the CHILD TAX CREDIT should be $2,000

 

the CHILD AND DEPENDENT CARE TAX CREDIT should be zero  - it's zero because your spouse does not work. 

@user17525286356 

Hal_Al
Level 15
Level 15
Jul 15, 2025 12:37 PM UTC

The child tax credit  (CTC) is limited to your tax liability. The CTC is a non-refundable credit and can only reduce your income tax to 0, It can not help you beyond eliminating your tax liability. But, if you have more than $2500 of earned income, some or all of it is usually given back to you thru the "Additional Child tax credit". That is, part of the CTC may be on line 28 of form 1040 (2021- 2024) instead of line 19. The  ACTC is calculated on form 8812 and  is basically 15% of your earned income over $2500. The ACTC is a maximum of $1700 (2024) ($1600 for 2023, $1500 for 2022) per child, not $2000.