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Level 1
October 12, 2020
Solved

Unknown debts

There is an unknown loan that popped up. How do I handle this? My credit score went down 56 points. 

Level 15
October 12, 2020

You can get your credit reports free from the site below, which you should review and contact the unknown lender directly.

 

https://www.annualcreditreport.com/index.action

 

If you are unable to get the inaccurate entry removed, you can file a dispute.

 

See https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports

1 reply

Level 15
October 12, 2020

You can get your credit reports free from the site below, which you should review and contact the unknown lender directly.

 

https://www.annualcreditreport.com/index.action

 

If you are unable to get the inaccurate entry removed, you can file a dispute.

 

See https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports