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Rita1408
New Member

Repairing credit

How can I pull all of my accounts together and pay them as one?

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2 Replies

Repairing credit


@Rita1408 wrote:

How can I pull all of my accounts together and pay them as one?


Obviously, you cannot combine all of your accounts and make one payment if the accounts are held by different creditors. You can, however, get a debt consolidation loan, if necessary.

 

See https://www.experian.com/blogs/ask-experian/how-to-get-a-debt-consolidation-loan-with-bad-credit/

 

 

There is information on credit repair services at the link below in the event you might need that.

 

https://www.creditkarma.com/advice/i/credit-repair-companies/

 

Bees
Level 7

Repairing credit

I don't want to sound judgie  but be sure you realize the terms and conditions of a consolidation loan before you jump into it. It might buy you a little time but some loans can be more expensive then what you already have . This is a capture from that Experian link above   

 APR: 6.00 - 29.99% depending on the financial profile
Term: 36, 60 months      UP to 30%     YIKES!!

Disclaimer: Not a tax professional. Information gathered from internet links. Anything dated in June 2019 was posted in prior years and is before the 2019 limits and changes.
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