I need help with some benefits and to build my credit score

[cgervasi]

What are you trying to accomplish?  

[Rob2012]

Best think I have done to raise my score from 710 to 780 in 12 months or less is I paid off smaller credit cards, did a few balance transfers, AND I always paid/pay over the minimum req.  I think my score would be higher if I didn't have credit freezes(for security). I'm a non-certified accountant! (lol) BSAcc. Hope this helps!!

[hubber]

You don't have to be a certified accountant to get a high score.....710 is not bad. Realistically, to get something in the realm of 780 you would probably need a mortgage and 20+ years of good payment history. No collections, liens, judgements, late payments, etc.