A suggestion was to make regular scheduled payments on credit cards in the amount of minimum due or balance minus $1. How is this helpful?? If you don’t pay the FULL Balance Due you get charged Interest which will surely be more than that $1. Correct? Or am I misunderstanding the interest applied in not paying a Balance Due in Full and how interest is applied — it’s not applied to the $1 that was not paid but the average daily balance of the full amount which was due.