So I check my score ALL THE TIME. I love the Turbo app. And I've been trying to get my score as high as possible with potentially buying my first house. I recently had a decent score of 768 and it dropped 28 point this period! This is what I know of, and I'm trying to understand why this happened...
I used a creditor I've had since 2016, never a late payment, and the amount put on it was almost nothing- A whopping $300. and the only reason I used the card is because (my attempt of being responsible) I have forced my banks debit card to have some heavy restrictions to reduce potential fraud purchases. Would putting that small of a charge on a credit card make my score drop that much?
...I'm almost sure I've heard of people going as wild as $1.00 purchases on credit lines.