Credit score

[Panyino20]

I'm curious if I make an advance payments of 5 months would my credit score increase even greater?

[Anonymous_ · Accepted solution]

Advance payments on what type of credit? 

Regardless, if the payments serve to reduce your credit utilization ratio, your score will increase.

https://www.thebalance.com/what-is-a-good-credit-utilization-ratio-960548

[Opus 17]

Your credit report tracks whether or not you pay on time each month.  Making a larger payment won't improve your history of paying on time.

Your credit report also tracks your balances as a percent of the original amount (such as a car loan or student loan) and also tracks your combined balance as a percentage of your available credit (your maximum borrowing ability). Making a larger payment to reduce your balance will definitely help these two factors.