Credit score

[Bwhite8098]

I paid off debts showing on my report waited a month for reporting but my score hasn’t improved yet the debts aren’t showing any longer. Why did my credit score not go up when debts are paid?

[J887]

If it’s any comfort, the same thing has happened to me. Except, my score dropped 74pts over night with no explanation. Afterwards, I paid off a credit card in full and paid off 65% of my other card. I’m now using just 33% of my credit and neither of those payments are reflecting on my report. I’m looking for answers, myself. Good luck!